What you agree to when you use EquityFlowX

Agreements

• Terms of Service

  The agreement between you and EquityFlowX governing use of the platform.

  Version 2 · effective 19 Sep 2026

  Read the document

• Investor Agreement

  Terms applying to investors acquiring private securities through the platform.

  Version 2 · effective 19 Sep 2026

  Read the document

• Shareholder Agreement

  Terms applying to shareholders listing securities for sale.

  Version 2 · effective 19 Sep 2026

  Read the document

• Electronic Communications Consent

  Acceptance required

  Your consent to receive disclosures and transaction documents electronically.

  Version 2 · effective 13 Sep 2026

  Read the document

Policies

• Privacy Policy

  Acceptance required

  What personal data we collect, why, how long we keep it, and your rights over it.

  Version 1 · effective 22 Aug 2026

  Read the document

• KYC and AML Policy

  Acceptance required

  Our identity verification and anti-money-laundering programme.

  Version 2 · effective 13 Sep 2026

  Read the document

Disclosures

• Risk Disclosure

  Acceptance required

  The risks of investing in private companies, including illiquidity and total loss of capital.

  Version 2 · effective 13 Sep 2026

  Read the document

• Accredited Investor Disclosure

  Acceptance required

  What accredited-investor status means and how EquityFlowX verifies it.

  Version 2 · effective 13 Sep 2026

  Read the document

• Fee Schedule

  Acceptance required

  Fees charged to buyers and sellers, and how they are calculated.

  Version 2 · effective 13 Sep 2026

  Read the document

• Transaction Disclosure

  Acceptance required

  How a transaction proceeds, what can stop it, and what settlement means here.

  Version 2 · effective 13 Sep 2026

  Read the document

Key terms

Accredited investor

A person or organisation that meets the SEC’s income, net-worth or professional tests. Only accredited investors can make an offer, and the status is verified against evidence.

KYC and AML

Know Your Customer and Anti-Money Laundering checks. We confirm who you are and screen for financial crime before you can use the marketplace.

Issuer

The private company whose shares are being bought or sold. Most issuers must approve a transfer before it can complete.

Right of first refusal

A right some issuers or existing holders have to buy shares on the same terms before an outside buyer can.

Liquidity event

A sale the company itself organises, such as an employee tender, in which eligible investors can take part.

Shareholder listing

Shares a verified holder offers for sale. The issuer still reviews any transfer that results.

Reference price

The last primary-round price a company has reported. It is not a quotation, a real-time market price or a promise that shares can be sold at that price.

Settlement

The final step, when payment and ownership change hands. A transfer is not complete until it settles.

Illiquidity

Private shares can be hard or impossible to sell, sometimes for years, and can lose all of their value.

What is expected of you

• Give accurate information

  Your identity, accreditation and account details must be true and kept up to date. Tell us if your accreditation status changes.

• Keep your account secure

  Use a strong password, turn on two-factor authentication, and never share your sign-in details.

• Understand the risks

  Only invest money you can afford to lose and to leave invested for a long time. Read the Risk Disclosure before you make an offer.

• Respect transfer restrictions

  Issuers can approve or decline a transfer, or buy the shares under a right of first refusal. Do not try to transfer shares outside the platform’s process.

• Keep company information confidential

  Information shared with you about a company is for deciding on a transaction. Do not pass it on or trade on it elsewhere.

• Use the platform lawfully

  Do not use EquityFlowX to launder money, avoid sanctions, or act for someone you have not told us about.

• Read what we send you

  Notices, documents and decisions are sent electronically. Keep your email address current and read our messages.